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Client Testimonials

At, your words of appreciation are more than enough to motivate us to do better. Find out how we made a difference with our other clients by going over their statements below. We hope to see your message here one of these days.

Simply put, Mr. Wojtowicz has been the engine behind my loan. His knowledge of construction and banking…and more importantly, how the two merge…has been the key ingredient to the success of my loan.

- John J. Minoli, MD, FACS

Las Vegas, NV 

I would like to take the opportunity to thank you for helping to make my dreams come true.

Roland J. Costin-Criswell
Pittsburgh, PA

I have worked with many small business lenders. Joe Wojtowicz gets results. His involvement with the bank's underwriters, attorneys, and closing agents was instrumental in expediting the loan process. Joe always gave sincere advice to the borrowers and offered solid solutions aimed at completing the transaction in a timely manner.

- Brent Bressler

Bressler Ventures, LLC/Business Consultants

Wichita, KS

From start to finish, you were such a pleasure to work with. The process in obtaining a small business loan is very daunting and one that, at times, seemed to be unattainable. However, you found many creative ways to assist us in raising the capital necessary to make the deal work.

- Diane and Mike Johnson

North Lima, OH

I have known Joe for many years and we have worked together on a number of small business loans, assisting entrepreneurs to realize their dreams of owning their own business while maintaining and/or creating new jobs for the economy.


"Joe has been financing small businesses since 1980, and it is my understanding that he has personally funded over $225,000,000 in small business loans over the last 16 years of his 36-year career in the lending business. His assistance and knowledge of the various financing programs has been invaluable to me and my clients.

- William White

Murphy Business & Financial Corp/Ohio

Mergers & Acquisitions Consultants

Hudson, OH

Testimonial Letters

Former SBA Assistant District Director

Dave Miller, Senior VP

Enterprise Bank, Pittsburgh, PA

Glenn Wilson, President

Custom Software, Inc. - Rural Telecom Company

Mike Vay, President

MTV Bowl, Inc. - Family Bowling Center

Susan Pyle, President

Essential Sealing Products, Inc. - Manufacturer

James (Jad) Porter, President

DVC, Inc. - Media Reproduction/Wholesaler